Scottish Life, Scottish Life International, Bright Grey

Scottish Life
1 Thistle Street
Edinburgh
EH2 1DG

Telephone: 0845 60 50 050
Website: http://www.scottishlife.co.uk/

Scottish Life was founded in Edinburgh in 1881 as a proprietary company, Scottish Life became a mutual in 1968.

On 1 July 2001, the company demutualised and transferred its business to The Royal London Mutual Insurance Society Limited, the UK's largest mutual life and pension company. Scottish Life is a division of Royal London and is the specialist pensions business within the Group, providing individual and group pensions to the market via intermediaries.

Scottish Life and Royal London's other intermediary businesses are based mainly in Edinburgh where 1,140 staff are employed, with 710 working in other parts of the UK and overseas (as at 30 September 2009).

Scottish Life provides specialist pensions to pension scheme trustees, employers and individuals, distributed through employee benefit consultants and financial advisers.

Scottish Life believes passionately in independent financial advice and only sells pensions through independent intermediaries.

Bright Grey
2 Queen Street
Edinburgh
EH2 1BG

Telephone: 0845 609 4500
Website: http://www.brightgrey.com/

Bright Grey is a modern, forward-thinking protection specialist set up by the Royal London Group in March 2003 to provide insurance plans that suit today's flexible lifestyles. It launched with its Personal Protection Menu - a flexible product offering life, critical illness and income protection. And in February 2008 it introduced its Business Protection Menu, a bespoke proposition for the business market.

Every Bright Grey plan includes its Helping Hand service, which gives plan owners and their families valuable emotional and practical support from a personal nurse adviser, as well as access to helplines to promote a healthy lifestyle. Helping Hand is unique in the industry and gives advisers the opportunity to recommend a product that's best value for their clients.

Bright Grey focuses on improving and developing its products so that it continues to meet the changing needs of its customers. In March 2008 Bright Grey became the first UK protection provider to develop its own expert underwriting system - interactive quote and apply. Its speed and efficiency were recognised at the National Business Awards for Scotland, where it was the winner of both the Business Innovation and Best Use of Technology in Business awards.

Scottish Provident
301 St Vincent Street
Glasgow
G2 5PB
Telephone 0845 271 0900
Website: http://www.scotprov.co.uk/

Scottish Provident joined the Royal London Group in 2008 and is one of the leading providers of life, critical illness, income protection and unemployment cover.

Recognised by the industry with many awards, Scottish Provident has a wealth of experience and expertise and a flexible product range to suit everyone.

Scottish Provident protection products are available exclusively through intermediaries. Commitment to this channel is demonstrated through an evolving proposition and providing additional specialist support like regular nationwide intermediary roadshows. These popular events communicate ideas to maximise opportunities in the protection market.

The Royal London Group has £35.5 billion funds under management.  It employs 2,800 people and serves around 3.6 million customers. (all figures as at 30 September)

Main Services Provided
Pensions, Life Assurance, Protection Products.