We are the industry’s fintech company dedicated to improving the financial services industry's operating efficiencies, lowering costs for market participants and improving outcomes for consumers.

In operation since 1989, that makes us one the UK’s longest established fintechs.

Collaboration is at the core of what we do. We work with the government, other industry bodies as well as product providers, platforms, financial advisers, portals and software suppliers. With them, we find new ways to cut costs and make processes more efficient.

Our work includes enabling significant reductions in transfer times for pensions and ISAs (from c. 50 working days to 11 calendar days), delivering and servicing digital IDs for 8 out 10 financial advisers in the UK, and latterly the development and prototyping of the core technology to enable the first UK Pensions Dashboard.

To help ensure that we provide the essential services that the industry needs, we’re owned by UK financial services groups including names such as; Aegon, AIG, Aviva, AXA Wealth, Just Retirement, Legal & General, MetLife, Prudential, Royal London, Scottish Widows, Standard Life, Unum and Zurich.