Benny Higgins
Before joining Tesco Bank as Chief Executive, Benny served as Chief Executive Officer, Retail Business of HBOS Plc.
Between 1997 and 2005, Benny was Chief Executive, Retail Banking at The Royal Bank of Scotland where he was responsible for personal, affluent and SME businesses across both NatWest and RBS. He led the successful integration of NatWest Retail Banking within RBS, the largest single merger in UK banking for some time.
Before joining RBS, Benny was at Standard Life for 14 years where he held a range of senior positions, including being a Member of the Group Executive.
Benny has a First Class Honours degree in Mathematics from the University of Glasgow. He is a Fellow of the Faculty of Actuaries, a Fellow of the Chartered Institute of Bankers in Scotland and is a board member at Scottish Financial Enterprise (SFE).
In 2011, Benny took on the role of Ambassador for The Prince's Trust Scotland - a youth charity helping to change young lives and a community partner of Tesco Bank.